I've been working very hard over the last year and a half to fix it. Today I ran my free annual credit thing and then got credit scores. And I'm finally up to an average score, and I'm in the mid-range for that. Two years ago I was at the lower end of poor, headed toward extremely poor. This is very important since I need to buy a new car in the next few years and need decent credit. If I can just keep doing well I will be up to a good within the next year, I hope. My credit card debt is about to lower by a big chunk as my furnace is on there, waiting for taxes and my tax $ should come today.
So now I have one less thing to really obsess about. :)