Although I only worked a little more than half a year in 2011 I still had a decent income because the job I had paid very well. When I negotiated I had them in a tight place and they all knew it. However, things were financially tight all year. As of tonight my taxes are done and I know why I never had money: 29% of my non-taxed income went for medical expenses. And that doesn't include the surgery expenses which are pending.
I will enjoy this last big refund. It's going all for not-fun stuff instead of the anticipated installation of flooring in my house, but this other stuff will help keep me swimming financially for a while longer.